NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 2, 2000, executed by DAVID OVERBAY AND MICHELLE OVERBAY, conveying certain real property therein described to C. DOUGLAS FIELDS, as Trustee, as same appears of record in the Register's Office of Cumberland County, Tennessee recorded June 5, 2000, in Deed Book 1055, Page 694-701; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Cumberland County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 5, 2015 at 10:00 AM at the Main Entrance Steps of the Cumberland County Courthouse, located in Crossville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Cumberland County, Tennessee, to wit: IN THE THIRD CIVIL DISTRICT OF CUMBERLAND COUNTY, TENNESSEE, BOUNDED AND DESCRIBED AS FOLLOWS: BEING LOT NO. 4, SECTION NO. ST. PATRICK I, OF BRECKENRIDGE SUBDIVISION, AS SHOWN ON PLAT OF SAME OF RECORD IN THE REGISTER`S OFFICE OF CUMBERLAND COUNTY, TENNESSEE IN PLAT BOOK 8, PAGE 149, REGISTER`S OFFICE, CUMBERLAND COUNTY, TENNESSEE, TO WHICH SAID PLAT SPECIFIC REFERENCE IS HEREBY MADE FOR THE METES AND BOUNDS DESCRIPTION OF SAID LOT. THE PROPERTY DESCRIBED HEREIN IS CONVEYED SUBJECT TO THE RESTRICTIVE COVENANTS SET OUT IN AN INSTRUMENT OF RECORD IN DEED BOOK 243, PAGE 671, REGISTER`S OFFICE, CUMBERLAND COUNTY, TENNESSEE. THIS CONVEYANCE IS SUBJECT TO ALL EASEMENTS, RESTRICTIONS AND SETBACK LINES AS SHOWN ON THE PLAT OF SAID LOT AS RECORDED IN PLAT BOOK 8, PAGE 149, REGISTER`S OFFICE, CUMBERLAND COUNTY, TENNESSEE. SUBJECT TO THE RESTRICTIVE COVENANTS, LIMITATIONS AND CONDITIONS FOR BRECKENRIDGE SUBDIVISION APPEARING IN THE DECLARATION OF COVENANTS AND RESTRICTIONS AT DEED BOOK 239, PAGE 347, REGISTER`S OFFICE, CUMBERLAND COUNTY, TENNESSEE. ALSO BEING CONVEYED HEREIN IS A 1995 CLAYTON MOBILE HOME, 24 X 52, VIN #CLH019900TNAB. Parcel ID: 184E-F-021.00 PROPERTY ADDRESS: The street address of the property is believed to be 877 BRECKENRIDGE DRIVE, CROSSVILLE, TN 38555. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): DAVID OVERBAY AND MICHELLE OVERBAY OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #87546 Publish Dates: 2015-09-29 2015-10-07, 2015-10-14 2015-10-21
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